Question: What is your suggestion for finding up to date information on all I would need to know about mortgages for the first time buyer. I would assume that most books on the subject are now out of date with the current market. Paul, Valley Cottage, NY

Answer: One of the resources I like is www.hsh.com. It offers up to date information and thoughtful articles on the basics of buying a home, refinancing and the like. Another good source for information is www.bankrate.com.