Now Playing: 03-22-13 Marketplace Money

Congratulations! You've just won a "foreign lottery," which means you've also won a chance to be scammed out of your savings and your safety. Exposing con artists targeting elderly Americans. Plus, it's never too soon to start thinking about saving for retirement, right? We talk to a trio of millenials about gearing up for the Golden Years. And if you're having trouble saving, perhaps you're in "present shock," a modern state of only focusing on the now, according to theorist Douglas Rushkoff. Also, we get the scoop on why there are so many short sales in Santa Barbara, Calif., and take a look at the tough decisions that death forces people to make about money.