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Feb 5, 2026

Is it okay to keep money secrets in a relationship?

We asked a divorce lawyer and a couples counselor to share their perspectives.

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Is it okay to keep money secrets in a relationship?
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How much do you share with your partner about your finances? Sometimes, a little privacy starts to look a lot like a secret. And secrets (especially the money kind) have a way of becoming problems. On this week’s episode, host Reema Khrais talks to people on the street about their real-life financial secrets, and then gets some useful advice from divorce lawyer Randy Kessler and couples counselor Jeff Guenther.

A few takeaways from this episode:

  • Trust is the foundation. Therapist Jeff Guenther works with couples to help them get on the same page: “It might start out with not even talking about financial stuff at all,” he says. If you can’t have honest communication with your partner around the big stuff, like values and core beliefs, he suggests starting with some broader goals around communication: “How can I have a conversation with you or a feeling of safety in this relationship so that I don't feel judged and criticized and condescended and looked down upon?”

  • Financial distrust often comes from past trauma. “Typically when somebody is feeling betrayed because their partner isn't being financially transparent, 9 times out of 10, it's because of financial trauma,” explains Guenther. “And so we need to be able to hold the space to be non-judgmental and understanding and curious and compassionate about where the financial trauma comes from so that it can be healed.”

  • Think about the flipside: Instead of thinking about this question in terms of honesty and morality, we can recast this as, is financial privacy okay in a relationship? “Financial transparency is something that is earned; It's not something that's just given just because you are married now or you're in a committed relationship or whatever,” according to Guenther. And divorce lawyer Randy Kessler agrees: “Do we really expect complete transparency? How many spouses do you know that'll be totally 100% comfortable handing their phone to their spouse and saying, ‘Go ahead, scroll through my texts, my posts, my DMs.’ … Everything's a matter of degree, but certainly there's some things you wanna keep private, you wanna write in your diary, you wanna go to a therapist where you can talk freely.”


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The Team