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Episode 1426Jul 15, 2025

How could Medicaid cuts affect long-term care?

Nursing homes, at-home caregivers and access to health care could all take a hit.

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Care workers with the Service Employees International Union (SEIU) chant, rally outside the U.S. Capitol on June 26, 2025 in Washington, DC.
Care workers with the Service Employees International Union (SEIU) chant, rally outside the U.S. Capitol on June 26, 2025 in Washington, DC.
Tasos Katopodis/Getty Images for SEIU

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The One Big Beautiful Bill Act is projected to cut Medicaid spending by more than $1 trillion. The law changes eligibility rules, and some predictions estimate at least 10.5 million people will be eliminated from the program.

“For some adults, Medicaid will step in and help pay for care at home, or if care at home is not available, for care in nursing homes,” said Rachel Werner, executive director of the Leonard Davis Institute of Health Economics at the University of Pennsylvania. “With the cuts to Medicaid funding, we are expecting that the availability of care in both of those settings will diminish, and it will be harder for people to get the care they need to live independently.”

States will have to respond to the changes by either making up the funding gap or reducing services.

On the show today, Werner explains how the funding cuts could limit the caregiving options for older Americans who need at-home care and place a larger responsibility on their families. Plus, we discuss how to start planning for long-term care amid all the legislative changes.

Then, we’ll celebrate a listener’s win about her chocolate lab puppy. And, an astrobiologist’s quest to find life on Mars.

Here’s everything we talked about today:

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The Team

How could Medicaid cuts affect long-term care?