Active listings are up, but many are “stale inventory.” Plus, adult literacy drops, and the lower Medicare cap on out-of-pocket drug costs.
Pending sales were up 2.2% in November.
The caps are mandated by the Inflation Reduction Act. No Medicare patient will pay more than $2,000 out of pocket for prescription drugs.
The decline can lead to poor health outcomes and a loss of GDP, says Daphne Greenberg of Georgia State University.
The envelope budgeting method combines nostalgia with Instagram-worthy aesthetics, and a desire to get better at personal finance.
Cross laminated timber can be used in high-rise structures, as a replacement for materials with a high carbon footprint. And it also locks carbon into buildings for decades.
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