College is the place most people first experience using credit. As part of the series Road To Ruin, Tess Vigeland asks students at Washington University in St. Louis, Mo. about their credit knowledge.
Americans haven't always had a love affair with borrowing and credit. Stephen Smith reports on how General Motors and the automobile paved the way for consumer credit nearly a century ago.
Even the smallest change to your FICO score can affect many aspects of your financial life. Janet Babin reports on how a minor credit score drop affected the Diebel family from Winter Park, Fla.
Is the FICO credit scoring system fair? MSN personal finance columnist Liz Pulliam Weston says the FICO system might be flawed, but it's better than the old way.
Tess Vigeland and Chris Farrell answer listeners' pressing questions about using a home equity line of credit as an emergency reserve and closing a high balance credit card.
Most Americans have a credit score above 660, but how many have a perfect score? Reporter Rico Gagliano finds out how difficult it is to get a perfect 850.
Identity theft can be both frustrating and costly for the victims. Reporter Stacey Vanek-Smith visits one couple who is still trying to put their credit back together after eight years of identity theft.
Credit isn't always a bad thing, especially if you're careful and focus on saving when times are good. Economics editor Chris Farrell discusses the pros and cons of credit.
Banks are reporting better-than-expected earnings this week, but experts say the next problem might involve credit card defaults. Tess Vigeland talks to credit counseler Gail Cunningham about helping consumers work through their debt.
To conclude our credit-focused episode, listeners offer some thoughts and anecdotes about their experiences with credit cards and the hard lessons they've learned in the process.
