The “Big Beautiful Bill” will cost more money than it would bring in, CBO projects

by Justin Ho

If the national deficit grows, and long-term rates do go up, rates on auto loans, business loans, and mortgages would go up too.

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Despite 30-year fixed-rate mortgage being stable, flexible, and optimized for buyers and investors, it hasn’t resulted in a particularly high homeownership rate in the U.S.

How the 30-year fixed-rate mortgage became the U.S. standard

Housingby Mitchell Hartman

The 30-year fixed-rate mortgage has a number of advantages for homeowners and investors. But it wasn’t always the norm.

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