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We discuss the unanswered questions and potential consequences of one well-meaning press release on a mini-episode of "Make Me Smart." Facebook, Twitter, Microsoft and YouTube announced recently that they will team up to fight terrorist propaganda online.  Read along with the joint press release as we work through what's left unsaid, and how it might impact you.

Also a listener has a question on health savings accounts. Help us answer by emailing makemesmart@marketplace.org

Make Me Smart with Kai and Molly launches January 23rd. Sign up for more information and let us know what you think.

Follow Kai Ryssdal at @kairyssdal