This morning, the oil company BP reported no profits, but instead a loss of nearly $1 billion. Yet BP’s stock price in London went up 2 percent. That’s because while BP lost money, it didn’t lose more money. Which brings up the question, are earnings reports just Rorschach tests? Also, there’s a new study today saying we are now paying 15 percent of our medical bills out of pocket. More on that. And when the topic is children and money, the focus is often on consumption. But Ron Lieber, personal finance columnist for the New York Times says when teaching about money, don’t forget the giving-it-away option.