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Marketplace and ProPublica worked together in recent months on an investigative series about what consumer advocates call ‘small-dollar, high-cost’ loans — in this case, installment loans offered by a billion-dollar publicly traded company, World Acceptance Corp. of Greenville, S.C. The company’s 1,000-plus loan stores are branded as World Finance across the South and Midwest.

Installment loans can carry high interest and fees, like payday loans. But instead of coming due all at once in a few weeks — whenever your next paycheck hits your bank account, installment loans get paid down over time — several months to a few years. Like payday loans, they are often renewed before they’re paid off.

Defenders of installment loans say they can help borrowers build a good payment and credit history. Renewing can be a way for the borrower to access additional cash when they need it.

So, we have a few questions we’d like our listeners and followers to weigh in on:

Join us here May 16, at 11 a.m. PT

Join us for a live discussion this Thursday, May 16, at 11 a.m. PT, with Marketplace’s Mitchell Hartman and ProPublica’s Paul Kiel.

We encourage you to leave questions in advance in the comments below. You can also tweet in questions with the hashtag #BeyondPayDay.

Read other stories from the Marketplace and Propublica joint investigation “Beyond payday loans: Installment lending and the cycle of debt.” Explore the whole series here.

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