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This week has been a nightmare for many people: The U.S. is getting a ratings downgrade, dramatic market losses and gains, people sitting on the sidelines not knowing what to make out of it.

So this week Marketplace Money tried a little something different. We opened the phones up and answered your questions LIVE! And while we can't air every question on the show -- you know, time limitations and all -- we thought you might enjoy hearing the full raw conversation.




Listen to the full audio:





Thanks for all of your questions and to the panel of people who helped us out: Chris Thornberg, an economist and founder of Beacon Economics, Ron Lieber, who writes the "Your Money" column for The New York Times, and Carl Richards, a certified financial planer and founder of Prasada Capital Management. Send us a note to let us know what you thought of our conversation. And stay tuned for this weekend's Marketplace Money show for more of our coverage.

Sign up to stay connected to Marketplace and you could be in for a Halloween treat!

Subscribe to our daily newsletter by Oct. 31 and you're automatically entered to win one of 10 Marketplace treat bags. They're filled with some great swag, plus something unique to give you a peek behind the scenes — a program rundown signed by Kai Ryssdal.

Subscribe today for your chance to win – and good luck!