And this final note, one that is hard to imagine for millions of Americans still looking for jobs.
Believe it or not, Americans' overall wealth grew more than 2 percent in the third quarter. Household net worth is nearly $55 trillion, up from $49 trillion two years ago in the depths of the Great Recession. A positive development until you consider this: We need another 20 percent gain to get back to where we were pre-recession.

Follow Tess Vigeland at @tessvigeland