I am a fan of Henry "Bud" Hebeler, the former president of Boeing Aerospace and now financial advisor to future retirees. Check out his website at Analyzenow.com if you haven't already. It has some of the better financial planning calculators on the web, especially on the issue of when to tap into Social Security.

Anyway, this story he relayed the other day is a nice reminder to all parents that despite your best planning you never really know what your kids will take away from growing up with you.

My grandfather was a union organizer and lived in a Newark tenement. My father and his brother heard so many things about the high wages earned by capitalists that they decided being a capitalist must be better than being in a union employee. They left home to start their own business with very little money. They slept in the same bed in a boarding house for a couple of years to save the necessary funds. And they succeeded wonderfully.

Follow Chris Farrell at @cfarrellecon