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How to spend smart this holiday season

The holiday season has officially begun which means we're all going to be spending a little more over the next month -- on food, on travel, and on gifts. How can you prepare for or lessen the holiday dent on your wallet?  

Marketplace's senior producer of personal finance, Paddy Hirsch, shares tips for defining your budget, sticking to it, and avoiding the most common budget-busting pitfalls. Hint: When buying gifts for others, do not shop for yourself. 

About the author

Paddy Hirsch is a Senior Editor at Marketplace and the creator and host of the Marketplace Whiteboard. Follow Paddy on Twitter @paddyhirsch and on facebook at www.facebook.com/paddyhirsch101
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I think that at first it’s important to set a budget to understand how much you can spend. Tell yourself that you will not spend more than your budget allows and make up a gift list. I think that it’s worth to take an advantage of different sales and discounts, also you do not forget about coupons to save some money. It’s not necessary to buy expensive gifts and spend lots of money, the main task is to show you care to your beloved people. Do not forget, there’s a life after holidays and you will need cash to buy food, pay bills and etc, so do not spend everything you have for holiday shopping.
Jen from http://paydayloansat.com/

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