Hi, I like to think long-term -- 30-40 years ahead. I'm 28, but looking at my retirement account and a number of retirement calculators, I could have enough retirement by the time I'm 55. BUT, I won't be able to tap into my retirement accounts penalty-free until about 10 years later. So, I'm wondering what a good strategy for bridging the gap might be.
Additional info about me: I'm single, don't own a home (nor am I really looking to), and my retirement is spread out between a Roth and Traditional 401(k), an HSA, and a normal ol' brokerage account invested in mutual funds. Thanks! Jason