Should I know the "score"?

Question: Do I need to know my credit score? I check my credit report at least once year. I don't currently have any debt. I don't foresee buying a car or house any time soon. Is there a reason for me to buy my credit score or is the credit report sufficient? Thanks. Nancy, Hiland, MA

Answer: No, there isn't any reason why you should pay for your credit score without a major loan in your near future.

The exception would be if you were out to rebuild your credit history, but I have a feeling that isn't the case with you. So, save your money.

I'm glad you check your credit report, though. Everybody should do that.

About the author

Chris Farrell is the economics editor of Marketplace Money.

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