TEXT OF STORY

Sincere apologies bring us this week's Marketplace Money Buzzword: mortgage insurance deduction.

That's a new tax refund for homeowners' insurance payments -- not to protect against floods; it's because they couldn't put 20 percent down, so they had to buy private mortgage insurance.

Homeowners who earn less than $100,000 can write off the entire amount and those that make $9,000 more can write off part of it.

OK, Congress. Except, maybe they forgot about those who earn more than $109,000 -- they're not eligible.

In that case, maybe Congress should say something else: Sorry!