Raise your hand...

...if you still think the credit crunch isn't filtering down to consumers.

Detroit reports September sales today. They're all going to be miserable. Ford just has the misfortune of being the first one down the chute.

Dissent welcome.

*Update: Ford's not alone.

About the author

Kai Ryssdal is the host and senior editor of Marketplace, public radio’s program on business and the economy.

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