retirement savings


Work ‘til you drop?

Dec 8, 2011
The catchphrase of the hour seems to be "Work 'til you drop." You know the refrain: Work is a social place. It provides a paycheck. An older worker with a job can delay drawing down savings and filing for Social Security. Yet working longer isn't for everyone -- far from it.
Posted In: Retirement, retirement savings, Work

Don't pay off student loan

Nov 30, 2011
We have a student loan for our daughter of about $120,000. Should we use our retirement funds to pay it off? Our house will be paid off in 5 years and we have about $20,000 in revolving debt. Please advise. Thanks. James, Houston, TX
Posted In: student loans, retirement savings

Who’s saving more for retirement?

Nov 29, 2011
Women are participating in retirement plans more than it appears at first.
Posted In: retirement savings

Working toward financial flexibility

Nov 22, 2011
I max out contributions to my workplace 401K and a traditional IRA (I no longer qualify for a Roth). Should I be doing more to save for retirement? Are there other retirement vehicles available to me or should I continue investing in non-retirement accounts (e.g., direct purchase of mutual funds and/or stocks through my brokerage account)? Sandra, Silver Spring, MD
Posted In: Savings, Retirement, retirement savings, Taxes

So much for the golden years

Nov 17, 2011
Most Americans believe their retirement won’t come early or be particularly comfortable.
Posted In: Retirement, Work, retirement savings

What's my number?

Nov 9, 2011
How much should I save for retirement? Wouldn't you like to know? Most of us wonder if we've really set aside enough for life's later stages,...
Posted In: retirement savings

Target date funds

Oct 28, 2011
Question: I always hear you guys say to diversify your retirement funds. It makes sense and I'm on board with that. However does putting all your...
Posted In: Getting Personal, retirement savings

Self-directed IRAs: Caveat Emptor

Oct 27, 2011
I've noticed an increase in pitches from folks promoting the financial benefits of self-directed IRAs. It's an IRA held by a trustee or custodian...
Posted In: retirement savings, scams

A reasonable fund fee

Oct 20, 2011
Question: Could you discuss what is reasonable in terms of fees and sales charges for mutual funds? My current Roth IRA provider charges a $10...
Posted In: Getting Personal, retirement savings

Open IRA first--and fast

Oct 13, 2011
Question: I am 29 and I work for a family owned retail business that does not offer a retirement plan. Currently my husband does have one through...
Posted In: Getting Personal, retirement savings