retirement savings


A lay-off and the 401(k)

Nov 24, 2008
Question: I am getting laid off at the end of this year. I have been at the company for 12 years and have a decent nest egg in my 401k. What is the...
Posted In: retirement savings


Nov 4, 2008
Question: With our 401(k) and 403(b) accounts having seriously tanked during October, we're becoming more intrigued with TIPS. But we don't really...
Posted In: bonds, retirement savings

Traditional pension and bonds (and stocks)

Nov 3, 2008
Question: I am hoping to retire in 5 years at age 62. I've got a three-part retirement plan: a government pension, social security and a 457k....
Posted In: retirement savings

A SEP-IRA in troubled times

Sep 29, 2008
Question: This is the first year I have actually made a profit, after five years of self-employment in New York City. And I'd like to keep as much...
Posted In: retirement savings

Retirement savings and debt

Sep 25, 2008
Question: I have a SEP plan. I make quarterly contributions. I commit a % for the year. At the end of the year if I have extra I contribute more....
Posted In: Housing, retirement savings

Are IRAs safe?

Sep 24, 2008
Question: "Is our IRA account in UBS Financial Services Inc. safe during this wall street crisis?"..." If not, would you recommend taking the money...
Posted In: retirement savings

Fund 401(k)?

Sep 23, 2008
Question: I am in my 30's and committed to a long term investment in my retirement. I have decided not to look at my 401k during this terrible...
Posted In: retirement savings

Is my Roth safe? How about my SEP?

Sep 17, 2008
Question: I have my Roth IRA with Merrill Lynch, in what they call an MFA account. Also have my SEP there. Since the Bear Stearns debacle, I've...
Posted In: retirement savings

Diversify Financial Companies?

Aug 15, 2008
Question: We have just finished our annual retirement portfolio re-balancing. All of our accounts are with Vanguard. Should we consider having some...
Posted In: insurance, Investing, retirement savings

Catching Up on Retirement Savings

Aug 7, 2008
Question: I have a unique "problem" when it comes to planning for my retirement. In my early 20s, I struggled to overcome a life threatening...
Posted In: Investing, retirement savings