Journalist David Cay Johnston, author of "The Fine Print: How Big Companies Use 'Plain English' To Rob You Blind," exposes how Americans are being nickle and dimed by little fees and surcharges on bills for everyday services.

After reversing a plan last year to charge a monthly fee for debit cards, Bank of America reportedly is delaying new checking account fees.

Credit unions used to be a banking oasis free from fees. But slowly, credit unions are starting to charge for checking accounts and raising minimums to avoid fees.

Major credit card companies -- Visa and Mastercard -- as well as big banks have agreed to pay more than $7 billion to retailers to compensate for alleged price fixing of credit card fees. Some retailers think the settlement does not go far enough to protect retailers and consumers.