Borrow to buy?

Oct 28, 2008
Question: The stock market meltdown that we're facing today looks like one of the best stock buying opportunities that I am likely to face in my...
Posted In: debt, Investing

Which Debt to Pay Down?

Sep 10, 2008
Question: My parents gave me a check to help with debt reduction. I am somewhat overwhelmed with the possible uses for this check. I have a loan...
Posted In: debt

Borrow to Fund 529s?

Aug 25, 2008
Question: My wife and I have no debt except for $23,000 from a home-equity line. This year, she took some time off, reducing our income and meaning...
Posted In: debt, Housing

Out of Debt. Now What?

Jul 31, 2008
Question: I just paid off the last of all my debts! After getting into some serious spending problems in my 20s, I've poured everything extra over...
Posted In: debt, Investing, Savings

Debt Trouble and Reverse Mortgage

Jul 29, 2008
Question: My husband and I have accumulated $75K of credit card debt. Over the past five years we have suffered a few layoffs, and I now make half...
Posted In: debt

Borrowing Against 403(b)

Jul 15, 2008
Question: Most of my 403B money (Thrift Savings Plan) is in the government securities (G) fund. I have a mortgage on a commercial real estate...
Posted In: debt, Investing, retirement savings

Pay Down Debt Too Fast?

Jul 14, 2008
Question: Background: My wife and I are recently married. She has a good entry level job with the university in town, which pays about 30,000...
Posted In: debt

Co-Signing for Sister

Jul 10, 2008
Question: I have a sister who is currently applying for private student loans. She has no co-signer and is therefore subject to higher interest...
Posted In: debt

Social Security Do-Over?

Jun 23, 2008
Question: This morning, rushing my kids to get them ready for school and myself to work, I overheard someone talk about borrowing from his/her own...
Posted In: debt, Social Security

What Debts to Pay Off

Jun 19, 2008
Question: My husband and I will receive about $50,000 inheritance. He wants to use the whole sum to pay down our mortgage. I argue that we should...
Posted In: debt