Negotiating credit card rates?

Dec 30, 2008
Question: do you think paying for a service to lower interest rates on credit cards can work? AFL Financial Services charged 990.00 to negotiate...
Posted In: Credit Cards, debt

Credit problems

Nov 19, 2008
Question: I have been working to eliminate my personal revolving debt for more than five years by paying the minimum monthly or more. It is evident...
Posted In: Credit Cards, debt

Co-sign a loan?

Nov 12, 2008
Question: My daughter and son-in-law have an empty "underwater" condo. We all shudder at the thought of renting it out! It's hurting them to be...
Posted In: debt, Housing

Borrow to buy?

Oct 28, 2008
Question: The stock market meltdown that we're facing today looks like one of the best stock buying opportunities that I am likely to face in my...
Posted In: debt, Investing

Which Debt to Pay Down?

Sep 10, 2008
Question: My parents gave me a check to help with debt reduction. I am somewhat overwhelmed with the possible uses for this check. I have a loan...
Posted In: debt

Borrow to Fund 529s?

Aug 25, 2008
Question: My wife and I have no debt except for $23,000 from a home-equity line. This year, she took some time off, reducing our income and meaning...
Posted In: debt, Housing

Out of Debt. Now What?

Jul 31, 2008
Question: I just paid off the last of all my debts! After getting into some serious spending problems in my 20s, I've poured everything extra over...
Posted In: debt, Investing, Savings

Debt Trouble and Reverse Mortgage

Jul 29, 2008
Question: My husband and I have accumulated $75K of credit card debt. Over the past five years we have suffered a few layoffs, and I now make half...
Posted In: debt

Borrowing Against 403(b)

Jul 15, 2008
Question: Most of my 403B money (Thrift Savings Plan) is in the government securities (G) fund. I have a mortgage on a commercial real estate...
Posted In: debt, Investing, retirement savings

Pay Down Debt Too Fast?

Jul 14, 2008
Question: Background: My wife and I are recently married. She has a good entry level job with the university in town, which pays about 30,000...
Posted In: debt