Credit report, credit score

What you should know about the changes to credit scores

Aug 8, 2014
FICO announced it is changing the formula it uses to score credit.
Posted In: Credit report, credit score, FICO score

Choosing a credit card

Jun 7, 2012
I am a graduate student in my mid-20s who has never had a credit card. While I have been able to get by without one, I have finally reached a stage in my personal and professional life where not having one has become a real inconvenience (when trying to reserve a rental car, for example). I would be grateful for advice on the cards, or kinds of cards, that I should seek or avoid for a first credit card -- as well as whether I'm likely to receive one, and (if not) what I can do to make myself a better candidate. Stephanie, Minneapolis, MN
Posted In: Credit Cards, credit card interest rates, credit report, Credit report, credit score

Where to start

Mar 7, 2012
My son, who is in his mid 30s and is married with two children, has almost no reportable income. He manages an apartment complex in Los Angeles, for which he receives something like $500/month and the use of a three-bedroom apartment. He also picks up web development jobs that are usually transacted in cash. His wife has her beautician's license and provides services out of the apartment for cash or barter. I worry that they wouldn't be able to rent another apartment if they wanted or had to move from their present apartment. Do you have any suggestions on how he might begin to work on his credit rating, given his current situation? Craig, Fairbanks, AK
Posted In: student loans, default, Jobs, secured credit card, Credit report, credit score

What's that website, again?

Feb 6, 2012
I thought I heard on your show that there was a website that will give you your credit score for free. I'm sorry but I forgot what the website was. Could you please tell me again? Thank you. Nancy, Tamarack, MN
Posted In: Credit report, credit score

Paying off auto loan early

Oct 10, 2011
Question: Will paying off my car loan early (as in 4 years early) negatively affect my credit score or credit history? I opened the loan in part to...
Posted In: Credit report, credit score, Getting Personal