Apr 16, 2012
Peer-to-peer lending, also called social lending, is bringing together online individual lenders and individual borrowers for a fee. They cut out banks and other mainstream lenders. The innovation appears to be working.
Apr 9, 2012
The credit card business is settling down, and no, the sky didn't fall following the Credit Card Act of 2009.
Apr 3, 2012
Up to 1.5 million credit card numbers for Visa and MasterCard accounts have been stolen from the databases of a company called Global Payments. Plus, understanding evolution through evolving robots.
Mar 16, 2012
Author Charles Duhigg suggests our bad financial habits may be changed by sweating more.
Mar 12, 2012
Where can I find reputable resources to help restructure credit card debt? Tom, Charlotte, NC
Mar 7, 2012
Consumer borrowing is on the rise. Here's the thing: Credit card borrowing is down. Student loans and auto loans -- investment debt -- is up.
Feb 24, 2012
So much for the end of crazy credit card solicitations -- card companies have become more aggressive than ever. We look at which solicitation techniques work and why.
Feb 7, 2012
Banking giant Citigroup is to become the first global bank to issue its own credit cards in China. Debit cards are much more common there.
Feb 1, 2012
We use a credit card to pay for all monthly expenses and then pay it off at the end of each month. My credit score fluctuates every quarter, depending on when the accounts are checked. My question is how can we convince the credit rating company that we do not carry any credit card debt from one month to the next? My score is currently at 749 but has been as high as 815. Thanks, I really enjoy your program. Randy, Macomb, IL
Jan 27, 2012
I have recently started purging old files of financial information (statements, bills, receipts, etc.). I have heard that I should keep credit card statements for 7 years, but I was wondering: If the accounts are closed and there are no discrepancies on the credit reports, do I really need to hang on to these statements? Thanks for your insight. Alicia, Indianapolis, IN