Credit Cards


Data mining pushes marketing to a new level

Jul 26, 2010
Every time you swipe one a rewards card at a store, that data goes somewhere to get analyzed. Marketplace's Stacey Vanek-Smith takes a look at the multi-billion dollar data mining industry -- how it has evolved and where it will go.
Posted In: Credit Cards, Retail

Interest rate calculation on credit cards

Jul 21, 2010
Question: How do credit cards calculate interest on purchases and what is the difference in the way interest is calculated? Bob, Coralville, IA...
Posted In: Credit Cards

Empathy for debt collectors?

Jul 16, 2010
This week the Federal Trade Commission issued a report calling for major changes in the debt collection industry. Robert Andrews analyzes the debt industry.
Posted In: Credit Cards, Law, Personal Finance

American credit scores plummet

Jul 16, 2010
The number of Americans with dismal FICO scores is going up. About 15 percent of Americans had a score of less than 600. But today, according to the Associated Press, it's more like 25 percent. Jeff Horwich reports.
Posted In: Banks, Credit Cards

Credit score, not

Jul 14, 2010
Question: One of my two credit cards will begin charging an annual fee this year. I have had this card for ten years and always pay the entire...
Posted In: Credit Cards

Debt or savings

Jul 2, 2010
Question: I owe over $10,000 on a single credit card, but I have a fixed interest rate of 3.99% for the life of the balance as long as don't make...
Posted In: Credit Cards

Close accounts

Jun 2, 2010
Question: My wife and I have two credit cards which we don't want anymore. We never use them and we pay 5.00 per month on one of them....
Posted In: Credit Cards

Student loans vs credit cards

May 20, 2010
Question: I have about 10K in credit card debt that I stupidly accumulated in undergrad and after college before I was able to land a job. I have...
Posted In: Credit Cards, student loans

Credit cards vs student loans

May 14, 2010
Question: I was recently able to lock my existing credit card debt in at 1.99% or less for the next 6 months, which is lower than the roughly 3.5%...
Posted In: Credit Cards, student loans

Credit cards and credit scores

May 3, 2010
Question: I use my credit cards for the sole purpose of building credit. I do not have a long credit history, I make a small monthly purchase on...
Posted In: Credit Cards