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Getting back to our old (good) credit score

Wednesday, May 23, 2012

My husband and I gave our daughter $40,000 for a down payment on a condo. She defaulted on the loan and went into foreclosure. Consequently, our credit score has tanked. How can we get our old great credit back? Nobody cares that we were not the ones who defaulted. Please help. Cathy, Redmond, OR

Posted In: credit score, credit report, Credit Cards, family finances

Letters: Creating a paper trail

Interview with

Paddy Hirsch, Tess Vigeland and David Lazarus

Friday, May 11, 2012

Our weekly dive into the mail bag, and L.A. Times personal finance columnist David Lazarus helps a caller with a question about record-keeping.

Posted In: Personal Finance, listener mail, peter morici, paddy hirsch, david lazarus, student loans, credit scores, Credit Cards, marriage

Credit card companies compete for mobile wallet business

Eve Troeh

Thursday, May 10, 2012

Credit card companies already get a piece of the transaction when consumers use PayPal or Bango to make payments with mobile technology. But can they really compete in the new world of mobile payment?

Posted In: Credit Cards, mobile payments, mobile phone

Advice on getting a credit card

Chris Farrell

Tuesday, April 24, 2012

My friend is 24 and a young mother. She has never had a credit card and she wants to build her credit. Her income is somewhat limited at the moment because she has a new baby and only works part-time, but she wants to be able to pay for small daily expenses with a card that she can pay off in full every month. She is not seeking a large credit line. Even $100 would be sufficient. Can you provide some advice on what kind of card and where to start for someone looking to build good credit? Should she try prepaid credit cards? Any advice would be most sincerely appreciated. Esmeralda, Marlborough, MA

Posted In: Credit Cards, secured credit cards, credit report, credit score

Financial innovation and social lending

Chris Farrell

Monday, April 16, 2012

Peer-to-peer lending, also called social lending, is bringing together online individual lenders and individual borrowers for a fee. They cut out banks and other mainstream lenders. The innovation appears to be working.

Posted In: peer-to-peer lending, social lending, Credit Cards, debt, consumer loans, invest, financial innovation

Credit card trends

Chris Farrell

Monday, April 9, 2012

The credit card business is settling down, and no, the sky didn't fall following the Credit Card Act of 2009.

Posted In: Credit Cards, credit card interest rates, reward cards, fees

Credit card numbers stolen: Your guide to freaking out

John Moe

Tuesday, April 3, 2012

Up to 1.5 million credit card numbers for Visa and MasterCard accounts have been stolen from the databases of a company called Global Payments. Plus, understanding evolution through evolving robots.

Posted In: security, Credit Cards, visa, mastercard, robots