borrowing

How borrowing money can create wealth: Explainer

Feb 5, 2014
There are a million get-rich schemes out there, but here's one of the oldest: borrowing.
Posted In: borrowing, debt

Sound, simple money advice

Mar 22, 2012
I am 32 years old and would consider myself financially illiterate! I briefly held a credit card, but after a series of rather poor decisions at the age of 20, I got spooked by the idea of credit altogether. When I last checked my score several years ago, it was not surprisingly in the toilet. In deciding to try and repair my finances, I checked my score today and found that it was (surprise!) 775! So after years of neglect, illiteracy and general incompetence, how do I maintain this incredible turn? Desperately in need of some sound, simple advice! Ryan, Cincinnati, OH
Posted In: Savings, credit, credit score, borrowing

Keep on saving

Mar 5, 2012
The personal savings rate seems to have moved up to the 4 percent to 5 percent range, despite savers making 0.1 percent to 0.2 percent on their money. We're back to the range that held for much of the 1990s. Considering how harsh the last couple of years have been on so many people -- from young adults seeking their first full-time job to retirees watching their pension values slide -- it's doubtful that the savings habit will erode. Memories aren't that short.
Posted In: Savings, borrowing, personal savings rate

A personal finance lesson from Apple

Mar 2, 2012
There is an important personal finance lesson in Apple's enormous cash hoard: Savings is an anchor that allows for experimentation, risk-taking and innovation in both companies and at home.
Posted In: thift, Savings, borrowing, apple

The future of low-cost borrowing

Feb 28, 2012
The Federal Reserve's policy of low interest rates allows the government to borrow money at little cost. But analysts predict it's just a matter of time before interest rates shoot back up.
Posted In: borrowing, interest rates, U.S. Treasury, Federal Reserve

Save our savings

Feb 24, 2012
Marketplace economics editor Chris Farrell says it's all very well telling us to save, but where are we supposed to put our money?
Posted In: savings bonds, Postal Service, lending, borrowing, legislation

Government must promote savings

Feb 24, 2012
Marketplace's economics editor Chris Farrell says government needs to push sound saving, rather than sound borrowing.
Posted In: government, Saving, spending, borrowing

A history of American borrowing

Jan 30, 2012
Borrowing wasn't always thought of as an abstract, impersonal concept. Author Louis Hyman discusses the history of borrowing and his new book, "Borrow: The American Way of Debt."
Posted In: debt, borrowing