banking

Banks hold lots of government bonds, and when their value goes down, it can make lending out money less attractive.

For smaller banks, where resources can be limited, adopting AI comes with its own set of opportunities and challenges. So how are these institutions using AI — and what does it mean for the future of community banking?

While big banks reported blockbuster quarters driven by trading revenue and investment fees, regional lenders — which focus on traditional deposit-taking and lending — are about to give a different read on the economy.

Investors having been putting money into private credit since the 2008 financial crisis. With time, the problems with those investments are starting to show.

The Trump administration is pushing for more companies to get banking charters, and fintech and crypto companies are taking them up on that.

Stablecoins offer services that are similar to what traditional bank accounts offer. That has some bankers worried that deposits could flow out of the banking system.

As some countries work to reduce their reliance on American currency, the petrodollar system may be next.

While the tax appears small, it’s added on top of existing costs, which can drive up the price of sending money.

The banks can offer competitive loans to auto customers who might be facing sticker shock, now that the average price of a car is around $50,000.

The Community Development Financial Institutions fund was almost wiped out during the government shutdown and remains on shaky ground.