401(k)s

1

Risky business: Tapping retirement funds for other uses

Nov 2, 2012
Increasingly, retirement funds are being used for anything but retirement. But there are huge risks involved with raiding your retirement to start a business or for private equity investments.
Posted In: Retirement, retirement spending, IRAs, 401(k)s
1

Time to consolidate

Mar 20, 2012
Having had three job changes, my investments are in three locations, with a fourth about to start. I have a Roth and two 401(k)s. Is it a benefit to combine all investments into one account? I need to educate myself on my money. Most that I have invested is in aggressive funds. I am 47 and getting older each day!! Jeff, Tulsa, OK
Posted In: personal finance books, Investing, asset allocation, diversification, 401(k)s
0

Slim savings with consumer-driven health plan

Feb 13, 2012
There is a lot of theory motivating consumer-driven health plans like the HSA, much of it reminiscent of ideas promoted with the rise of the 401(k) retirement savings plan. Well, three decades later the 401(k) has turned out to be a deeply flawed pension. The same is likely to be true with consumer-driven healthcare plans.
Posted In: health insurance, health savings accounts, 401(k)s
1

Should I rent to move?

Jan 10, 2012
We'd like to move into a new home, but we aren't confident that we could sell our existing home without taking a large beating on our down payment. I know there's a dollar/cost average play here (i.e., the house we'd buy would be depressed as well), but I just don't like that. So lately I've been considering purchasing a second home and renting our current one as a way to get past the current housing slump. Question is: If I reduce my 401(k) contributions to save for the down payment and eventually fund the new mortgage, (say, down to 6 percent or so to meet the match minimum), is that a good idea, an OK idea, a bad idea or a really bad idea? Thanks! Dean, Atlanta, GA
Posted In: home, mortgage, retirement savings, 401(k)s
0

Tilt to safety

Dec 5, 2011
I keep reading that the lesson of the past few years is to throw out the old rules of investing. I don’t buy it. My reaction is the exact opposite. The old rules of investing were hammered out over previous bear markets, such as the Great Depression of the 1930s and the Great Stagnation of the 1970s. They still work.
Posted In: Investing, stocks, 401(k)s, Economics, euro
0

MID-DAY UPDATE: More Americans are tapping their retirement savings ...

Aug 20, 2010
Fidelity: Records numbers are raiding their 401(K)s American Airlines hit with record fine Transocean: BP's hiding info about the Gulf spill. BP...
Posted In: 401(k)s, American Airlines, BP, coffee, Elizabeth Warren, FAA, Fidelity, Gulf oil spill, Marketplace Minute, mid-day update, poem, rap, Retirement, Smuckers, Transocean

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