Aug 13, 2012 First came mortgages. Now, courts are ruling against credit card issuers for sloppy paperwork or lack of proof when they sue alleged deadbeats.
Jul 26, 2012 A law restricting credit card acess for poor credit risks has resulted in fewer defaults.
Jul 16, 2012 Major credit card companies -- Visa and Mastercard -- as well as big banks have agreed to pay more than $7 billion to retailers to compensate for alleged price fixing of credit card fees. Some retailers think the settlement does not go far enough to protect retailers and consumers.
Stacey Vanek Smith
Jul 10, 2012 Retailers hoping to offset fees they pay to Visa and MasterCard may soon be able to charge shoppers for paying with plastic instead of cash.
Jul 6, 2012 Credit cards can make you feel like anything's possible -- until you get the bill.
Jun 7, 2012 I am a graduate student in my mid-20s who has never had a credit card. While I have been able to get by without one, I have finally reached a stage in my personal and professional life where not having one has become a real inconvenience (when trying to reserve a rental car, for example). I would be grateful for advice on the cards, or kinds of cards, that I should seek or avoid for a first credit card -- as well as whether I'm likely to receive one, and (if not) what I can do to make myself a better candidate. Stephanie, Minneapolis, MN
May 31, 2012 I received a large bonus, and I'm going to use it all to pay down credit card debt. I have many cards. They all have about the same outstanding balances and about the same interest rates. At one time, most of the cards were "maxed out," which was bad for my credit score. Should I pay off a couple cards entirely, or should I make larger-than-usual payments to all of them, bringing down the outstanding balances substantially below the credit limits? Thanks. Henry, Chicago, IL
May 23, 2012 My husband and I gave our daughter $40,000 for a down payment on a condo. She defaulted on the loan and went into foreclosure. Consequently, our credit score has tanked. How can we get our old great credit back? Nobody cares that we were not the ones who defaulted. Please help. Cathy, Redmond, OR
May 14, 2012 Our weekly dive into the mail bag, and L.A. Times personal finance columnist David Lazarus helps a caller with a question about record-keeping.
May 10, 2012 Credit card companies already get a piece of the transaction when consumers use PayPal or Bango to make payments with mobile technology. But can they really compete in the new world of mobile payment?