Jan 4, 2013 We work day after day, year after year, to get ready for a future when we hope we won't have to work. But retirement isn't quite as simple as it used to be, says commentator Chris Farrell.
Dec 7, 2012 The tech giant is shifting its 401(k) plan to once-a-year matches instead of monthly payments.
Jul 27, 2012 Many Americans are unprepared for retirement -- and an economics professor believes government intervention is necessary to create a viable retirement system.
Jul 20, 2012 Americans are trying to recoup losses from the recession by gambling with their retirement accounts.
Jul 17, 2012 The nation's largest public pension fund got just a one percent annual return on its investments, well below the 7.5 percent the California Public Employees' Retirement System had projected for the fiscal year that ended June 30.
Jul 14, 2012 This week's letter segments tackles questions for the senior set.
Jun 20, 2012 Can my wife and I share one Roth IRA and contribute as much as $10,000 a year to it, or must we each have separate IRAs with the normal $5,000-a-year contribution cap? Jake, Madison, WI
Jun 13, 2012 What should investors -- especially those in their 50s and 60s -- do with their already diminished retirement savings?
Jun 7, 2012 Fed Chairman Ben Bernanke may announce a new plan for interest rates today on Capitol Hill. Six in 10 Americans want the Federal Reserve to consider the negative impact of low interest rates on retirees and savings.
May 30, 2012 I returned to graduate school and accrued about $45,000 in federal student loans. The interest rate on these 10-year loans is 6 percent, with repayment beginning in 2013. I also have a 401(k) worth about $100,000 (roughly $60,000 of my contributions and $40,000 of employer contributions). I realize that an early 401(k) withdrawal would result in a 10 percent early-withdrawal penalty and that any withdrawal would be considered taxable income. This would effectively reduce the amount the 401(k) would need to earn in order to be the better investment. Still, it can't be much less than 6 percent, can it? Is there anything about my assumptions that are wrong, or is there anything I am overlooking? Derek, Chicago, IL