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Own or owe?
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Oct 12, 2011
Question: I had a question about buying a new car. Simply, is it better to purchase the car outright or is it better to pay monthly over time? I...
Saving for retirement without a 401(k)
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Oct 11, 2011
Question: The company I work for has no 401k retirement plan, and has no interest in starting one. I want to save for retirement, but what are my...
Paying off auto loan early
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Oct 10, 2011
Question: Will paying off my car loan early (as in 4 years early) negatively affect my credit score or credit history? I opened the loan in part to...
Cash is king
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Oct 7, 2011
Question: I have about 30,000 dollars saved in a savings account that is giving me about 0.85% interest. I put about $ 800 a month into this...
Stocks and the calendar
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Oct 6, 2011
Question: I know in this market everything goes, but statistically, when is the best day of the week to sell. I did some reading and its to be ...
What about an immediate annuity
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Oct 5, 2011
Question: I am 64 years old and have recently retired. I plan to defer taking Social Security as long as possible as I currently do not need the...
To Roth or not
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Oct 4, 2011
Question: My husband and I are 62. He has retired but I plan on working 15 more years. We are just starting to save for retirement and are saving ...
I-bonds and emergency savings
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Oct 3, 2011
Question: My house is almost paid off. I now want to build a larger emergency fund. Putting money into a savings account or CDs will not keep up...
A priority on reducing debt
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Sep 30, 2011
Question: I am a 38 year old single parent and I have a huge amount of personal debt. I have student loans ($80k), credit card debt ($22k), a car...
Fund Roth or target debt
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Sep 29, 2011
Question: I'm in the middle of a debate with myself as to whether my wife and I should continue to aggressively pay off a variable 4.5% HELOC or if...
