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Beyond Payday
Interview: Donald Rumsfeld

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50 million Americans living in poverty

Interview by
Tess Vigeland
Jun 4, 2012
Sixteen percent of the U.S. population lives at or below the poverty line. Author Peter Edelman thinks that's unacceptable.

Picture This: The Middle Class

by
Middle Class Photo Project
Jul 8, 2012
What's a picture perfect way to define the middle class? Your photos of course! Explore how others picture the middle class and upload your own snapshot to our Middle Class Photo Project.

A nun's take on the economic recovery

Interview by
Jeremy Hobson
May 25, 2012
Sister Albertina Morales works with some of the most economically destitute people in Los Angeles. And according to her, the economic recovery isn't much of a recovery at all.

Emergency Fund 101

by
Chris Farrell
May 21, 2012
How do you recommend investing funds in an emergency savings account? Peter, Cherry Hill, NJ

Cash flow liberated by refinancing

by
Chris Farrell
May 18, 2012
My wife and I recently refinanced our home. We paid off the home equity line and the existing mortgage, and now our monthly payments are $500 less than they were previously. What should we do with these savings? Thank you. Jeff, Amherst, MA

Savings strategies after locking in a low rate

by
Chris Farrell
May 11, 2012
My husband and I just refinanced our house at a great rate (15-year fixed mortgage at 2.875 percent). Our house payment is low and we can afford to pay more each month. Would the best use of our money be to pay down the principal on this low-interest loan or put extra away for retirement or for our children's college fund? We have two young children and are in our late 20s/early 30s. Thanks for your help! Katie, Helena, MT

Tackling poverty along with reading and arithmetic

by
Amy Scott
Sep 13, 2012
Cincinnati's Oyler School, is not just a center for learning. It is a Community Learning Center that brings together social services and education under one roof.

A college graduate and savings

by
Chris Farrell
May 9, 2012
I am a 25-year-old college graduate with approximately $27,000 of student debt. I have been unable to find a job since graduating and am making $1,000 a month, give or take. I now have $1,500 in my checking and $1,000 in savings. This is the most money I have had at one time and am unsure how best to utilize it. My savings account is for emergencies. My budget allows for $150 a month of disposable income. Should I contribute what remains of my disposable income to the loans, save it or try to invest it? I am currently paying $100 a month to the loans to maintain activity. Thank you for your time. Nathaniel, Raynham, MA

It's never too early for a good start in education

by
Amy Scott
May 11, 2012
Kids who are well-prepared for kindergarten have a better shot at making it all the way through high school. But in poor neighborhoods, there are lots of obstacles. One Cincinnati program is fighting to remove them.

Are Americans saving or spending?

Interview with
Frank Newport
May 4, 2012
Gallup reports on its latest findings: What Americans are doing with their money.

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