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Emergency Fund 101

by
Chris Farrell
May 21, 2012
How do you recommend investing funds in an emergency savings account? Peter, Cherry Hill, NJ

Midwest catches up to South in cost of doing business

Interview by
David Brancaccio
May 21, 2012
When businesses are not moving operations overseas, the trend for decades within the U.S. has been shifting operations from the Midwest to the lower-cost South. But the Wall Street Journal has teased out some data showing when you look at the cost of labor, energy, taxes, and real estate, the Midwest is now just about as cheap as the south.

From little white to blatant: Lies are lies

Interview by
Tess Vigeland
May 18, 2012
We all tell little lies -- politeness practically dictates that we do. But there are some serious consequences when even small lies enter your resume.

'Supercommuters' board airplanes to get to work

by
Andrea Bernstein
May 18, 2012
Think your commute is long? Turns out a rapidly growing number of commuters are flying to get to work.

Cash flow liberated by refinancing

by
Chris Farrell
May 18, 2012
My wife and I recently refinanced our home. We paid off the home equity line and the existing mortgage, and now our monthly payments are $500 less than they were previously. What should we do with these savings? Thank you. Jeff, Amherst, MA

Where we can find 0% unemployment in the U.S.

Interview by
Jeremy Hobson
May 15, 2012
While the overall unemployment rate in the country exceeds 8 percent, some graduates in the right fields face an almost certain change of a job.

Savings strategies after locking in a low rate

by
Chris Farrell
May 11, 2012
My husband and I just refinanced our house at a great rate (15-year fixed mortgage at 2.875 percent). Our house payment is low and we can afford to pay more each month. Would the best use of our money be to pay down the principal on this low-interest loan or put extra away for retirement or for our children's college fund? We have two young children and are in our late 20s/early 30s. Thanks for your help! Katie, Helena, MT

A college graduate and savings

by
Chris Farrell
May 9, 2012
I am a 25-year-old college graduate with approximately $27,000 of student debt. I have been unable to find a job since graduating and am making $1,000 a month, give or take. I now have $1,500 in my checking and $1,000 in savings. This is the most money I have had at one time and am unsure how best to utilize it. My savings account is for emergencies. My budget allows for $150 a month of disposable income. Should I contribute what remains of my disposable income to the loans, save it or try to invest it? I am currently paying $100 a month to the loans to maintain activity. Thank you for your time. Nathaniel, Raynham, MA

The argument for work sharing

Interview by
Kai Ryssdal
May 8, 2012
Economists Betsey Stevenson and Justin Wolfers discuss the idea behind work sharing, which would allow workers to get partial benefits when companies cut parts of their job.

Employment numbers? Ignore them.

Interview with
Heidi N. Moore
May 8, 2012
Our New York bureau chief Heidi Moore tells us why we shouldn't be moved by the monthly jobs numbers.

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