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Insurance: It's complicated
Chris Farrell Feb 23, 2012
My real question is about disability and long-term care insurance. I have some level of short- and long-term disability through work, but my husband has nothing (besides Social Security), and neither of us has long-term care insurance. I worry about what would happen if we lost one income stream. We've looked into these programs, but they are not cheap (especially the long-term care insurance). Is this something we should have? If we do, it will probably mean less savings in other areas (such as retirement). Is it worth the trade-off? Catherine, Princeton, NJ
GPS unit, meet car insurance
Jeff Horwich Feb 10, 2012
Some relationships are just meant to be. The idea is pretty basic: drive safer, get better rates. We’re watching you.
Untangling whole and term-life insurance
Tess Vigeland Feb 10, 2012
Senior Producer Paddy Hirsch and CBS MoneyWatch's Jill Schlesinger break down the different types of life insurance.
Thrill seeker? Risk averse? It matters
Chris Farrell Feb 6, 2012
What I like about the insurance money management framework is that it takes seriously the idea that how you save and where you save is all about what you want out of life -- your goals, your desires, your values, your lifestyle.
Term isn't for life
Chris Farrell Jan 24, 2012
My husband and I have had term life insurance since we married. Now that our children are on their own, I'm considering canceling my life insurance. Is this "penny wise and pound foolish"? We no longer depend on my income to pay bills. What other reasons are there for keeping term life insurance? Jane, Shorewood, WI
Investing in a health savings account
Chris Farrell Dec 20, 2011
For 2012, I'm switching to a high-deductible health plan and will enroll in the associated health savings account. What investment strategy do you recommend? Cash, bonds or total market? Ken, Portland, OR
Time for life insurance
Chris Farrell Nov 7, 2011
Question: I'm 38, my wife is 33. Our only debt currently is a $350/month car payment and $120/month student loan payment. We currently rent but are...
Family budgets slashed by health care costs
Chris Farrell Sep 8, 2011
We know healthcare is increasingly expensive. Still, I always find the numbers stunning. For instance, from 1999 through 2009 U.S. spending on...
Lowering the auto insurance tab
Chris Farrell Jun 13, 2011
Question: What's the best way to keep my auto insurance premium down? Is it better to take off liability and just go with collision, increase the...
Life insurance for all?
Chris Farrell Apr 7, 2011
Question: I just got done reading an article about getting your life financially fit. One of their main points is that everyone needs life...
