May 23, 2012
My husband and I gave our daughter $40,000 for a down payment on a condo. She defaulted on the loan and went into foreclosure. Consequently, our credit score has tanked. How can we get our old great credit back? Nobody cares that we were not the ones who defaulted. Please help. Cathy, Redmond, OR
May 14, 2012
Our weekly dive into the mail bag, and L.A. Times personal finance columnist David Lazarus helps a caller with a question about record-keeping.
May 10, 2012
Credit card companies already get a piece of the transaction when consumers use PayPal or Bango to make payments with mobile technology. But can they really compete in the new world of mobile payment?
Apr 24, 2012
My friend is 24 and a young mother. She has never had a credit card and she wants to build her credit. Her income is somewhat limited at the moment because she has a new baby and only works part-time, but she wants to be able to pay for small daily expenses with a card that she can pay off in full every month. She is not seeking a large credit line. Even $100 would be sufficient. Can you provide some advice on what kind of card and where to start for someone looking to build good credit? Should she try prepaid credit cards? Any advice would be most sincerely appreciated. Esmeralda, Marlborough, MA
Apr 16, 2012
Peer-to-peer lending, also called social lending, is bringing together online individual lenders and individual borrowers for a fee. They cut out banks and other mainstream lenders. The innovation appears to be working.
Apr 9, 2012
The credit card business is settling down, and no, the sky didn't fall following the Credit Card Act of 2009.
Apr 3, 2012
Up to 1.5 million credit card numbers for Visa and MasterCard accounts have been stolen from the databases of a company called Global Payments. Plus, understanding evolution through evolving robots.
Mar 16, 2012
Author Charles Duhigg suggests our bad financial habits may be changed by sweating more.
Mar 12, 2012
Where can I find reputable resources to help restructure credit card debt? Tom, Charlotte, NC
Mar 8, 2012
Consumer borrowing is on the rise. Here's the thing: Credit card borrowing is down. Student loans and auto loans -- investment debt -- is up.
