Stacey Vanek Smith
Jan 28, 2013 Retailers can now openly charge shoppers more for using credit cards. In fact, they’ve stealthily been passing those 1 to 4 percent fees on to consumers.
Jan 28, 2013 Using a credit card? Watch out for new 'swipe fees' being passed on from merchants to consumers.
Oct 19, 2012 A group in San Francisco has found a way to report informal lending circles popular among some immigrant groups to credit bureaus -- as a way to boost the credit scores of participants.
Oct 12, 2012 Many of us have heard that in order to keep our credit in good standing, it is actually best to keep some debt on the books. But is there really any truth to this?
Aug 13, 2012 First came mortgages. Now, courts are ruling against credit card issuers for sloppy paperwork or lack of proof when they sue alleged deadbeats.
Jul 26, 2012 A law restricting credit card acess for poor credit risks has resulted in fewer defaults.
Jul 20, 2012 Around 40 percent of credit reports have mistakes on them -- and it is a pain to get them fixed. The Consumer Financial Protection Bureau announced that it will start scrutinizing credit reporting agencies.
Jul 18, 2012 New government oversight could give consumers more power.
Jul 16, 2012 Major credit card companies -- Visa and Mastercard -- as well as big banks have agreed to pay more than $7 billion to retailers to compensate for alleged price fixing of credit card fees. Some retailers think the settlement does not go far enough to protect retailers and consumers.