Guess what just went up this week? Yes, the temperature -- but also the interest rate on new federal student loans. That's affecting students, young and old. We talk with one woman whose wages were garnished because she defaulted on her student loans and speak with a couple of young adults worried about how they'll ever dig their way out of student debt. More seniors are also facing the challenge of college debt. We have the story of one 65 year old who is paying off his own loans and his kids'. Plus, did you know there are legitimate ways to get rid of your student debt without paying? Learn all about loan forgiveness. Also, what to do now that bond prices have fallen and how prepaid debit cards are causing problems for millions of wage workers. Finally, are yard sales or online auctions the best way to get rid of household clutter?