It's been three days since Sandy hit New York City and as residents wake up this morning, the city is still staggering back to normal.

Despite the loss of power in lower Manhattan, Wall Street and some nearby businesses reopen. But downtown is dead compared to midtown.

Insurers want to repair flooded cars rather than declare them a total loss. But water damage can show up later -- and flooding claims will show up on services like Carfax, taking down what a vehicle can get on the used-car market.

Electricity is coming back for those who lost power because of Sandy. Two days after the storm, about six million people on the East Coast are still in the dark, down from a high of eight and a half million.