Now Playing: 09-25-12 Marketplace Morning Report

Years after the financial crisis here in the U.S., there are many strong voices that say the government, and regulators, didn't do enough. One such voice is Sheila Bair, the former chairwoman of the FDIC. In her new book, she writes about her push to tighten lending standards on mortgages, her clashes with then New York Fed head Timothy Geithner, and why she is disappointed in both Barack Obama and Mitt Romney. Plus, today San Francisco's Board of Supervisors will consider changing  the city's building code to
allow for tiny apartments, and developers love the idea.