There is a lot of theory motivating consumer-driven health plans like the HSA, much of it reminiscent of ideas promoted with the rise of the 401(k) retirement savings plan. Well, three decades later the 401(k) has turned out to be a deeply flawed pension. The same is likely to be true with consumer-driven healthcare plans.

Not only are homemade truffles much cheaper than buying them, your culinary skills will impress your sweetheart.

The student loan debt burden is getting worse. The epicenter of trouble is so-called private student loans. It's time to take action on private student loans.

What I like about the insurance money management framework is that it takes seriously the idea that how you save and where you save is all about what you want out of life -- your goals, your desires, your values, your lifestyle.