Makin' Money - Most Commented

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Overdraft America

May 3, 2012
Bank overdraft rules are poorly understood, especially by two groups: the young and low-income consumers.
Posted In: banking, checking account, overdraft fees

More elderly Americans living poor

Apr 25, 2012
The poverty rate among older Americans is up, with the highest rate among the "oldest old."
Posted In: Social Security, elderly, poverty rates

Putting Social Security's deteriorating finances in context

Apr 24, 2012
Social Security's shortfall is manageable, but it's also real.
Posted In: Social Security, entitlements, Fiscal policy

The tragic return of debtors' prison

Apr 18, 2012
Far too many poor people are living in the modern-day equivalent of debtors' prison without a chance of a fresh start. It's wrong -- a terrible state of affairs.
Posted In: debts, recession

Financial innovation and social lending

Apr 16, 2012
Peer-to-peer lending, also called social lending, is bringing together online individual lenders and individual borrowers for a fee. They cut out banks and other mainstream lenders. The innovation appears to be working.
Posted In: peer-to-peer lending, social lending, Credit Cards, debt, consumer loans, invest, financial innovation

Learning about reverse mortgages

Apr 12, 2012
It's worth learning about reverse mortgages. The homeowner gets access to their home equity without moving.
Posted In: Retirement, reverse mortgage, mortgage paydown, home equity, homeownership

Social Security and the job outlook

Apr 10, 2012
Social Security claims came down last year, an intriguing sign that older workers are feeling better about their job prospects.
Posted In: Social Security, older workers, Jobs

Credit card trends

Apr 9, 2012
The credit card business is settling down, and no, the sky didn't fall following the Credit Card Act of 2009.
Posted In: Credit Cards, credit card interest rates, reward cards, fees

Financial literacy and low-income families

Apr 6, 2012
Low-income families don't have money to waste. Financial literacy is all about reducing that cost.
Posted In: financial literacy, low-income families, Personal Finance

Homes and the demographics of aging

Apr 5, 2012
Housing an Aging Population: Are We Prepared?
Posted In: Housing, rental, aging, baby boomers, low-income

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About this collection

The Innovators coverage stream is about people who changed the way business is done. For Black History Month, we're looking at how a number of African Americans changed the way business is done.