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Keep the change: The psychology of tipping

Mar 21, 2014
To tip or not to tip? Starbucks is trying to make that decision as easy as a text message.
Posted In: tipping, consumer

The conversation of gentrification

Mar 21, 2014
Gentrification is happening in neighborhoods all around the country.
Posted In: gentrification, neighborhoods, urban

A raise in minimum wage

Mar 21, 2014
What the minimum wage means for individuals and small businesses
Posted In: minimum wage, labor, wages, salary, employment

How have you lived gentrification?

Mar 19, 2014
This week on the show, Marketplace Money will be tackling gentrification. Tell us about your experience!
Posted In: gentrification, housing issues

How many stars? Affordable Care Act user reviews

Mar 14, 2014
The March 31 enrollment deadline to sign up for Affordable Care Act benefits is about two weeks away. And this is the big one. Get covered, or start paying a penalty.
Posted In: Affordable Care Act, health care

Rent versus buy: How did you choose your home?

Mar 11, 2014
What was your experience buying or renting your home?
Posted In: home, home buying, real estate

What partying taught Andrew W.K. about money

Mar 7, 2014
"Money spent on getting wasted is never wasted."
Posted In: Music, partying, Commentary

Why buy? Memories of a music consumer

Mar 7, 2014
Earlier this year, Billboard reported the first drop in digital music sales since the iTunes store made its debut in 2003. CD sales continued their steady decline and overall album sales experienced an 8.4% drop.
Posted In: Music, buying music, consumer, CD, mp3

Minorities have a harder time networking

Mar 7, 2014
In a world where networking can make a career, race plays a big role.
Posted In: sxsw, networking

The costs behind winter blues

Feb 28, 2014
Snow, rain, wind, and ice are across the U.S. this year in one of the more dreadful winters on record. With unexpected weather comes unexpected costs.
Posted In: weather, storms, polar vortex

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About this collection

A near billion dollar company, World Finance is the largest of an often-overlooked breed of high-cost lender: installment lenders. Ranging from a few hundred to a few thousand dollars, the loans typically last anywhere from six months to three years. The industry boasts millions of customers and over 4,000 locations across at least 19 states, mostly in the south and Midwest, and touts the product as a consumer-friendly alternative to payday loans. World and its competitors gouge borrowers with unnecessary insurance products and persuade their customers to renew their loans over and over again, creating a cycle of debt that often grinds on for years.