The holidays are almost upon us! Have you bought all your gifts, sent off your cards, and thrown all your parties yet? If not, you could benefit from Tess’ conversations on throwing a good -- and fiscally responsible -- party. Plus, get advice on whether to re-gift or not, and learn the tech gadgets on everyone's wish lists. Also, we tell you about new ways of paying that may put an end to the wallet -- and why the move to a cashless society doesn't mean the end of the world is nigh. And while many people are out spending during this holiday season, many families have cut back. We check in with one family as they struggle to cope with the holidays.