Greece has a new prime minister-to-be. Lucas Papademos is a former Harvard University professor, and served as vice president of the European Central Bank. Papademos says he wants Greece to continue to use the euro and not get kicked out of the eurozone. But there are critics who say if Greece isn’t removed, the debt crisis will keep spreading. And in Italy, an economist named Mario Monti looks likely to head the next government there. The average rate on the 30-year fixed mortgage fell below 4 percent for just the second time in history. The foreclosure mess is getting worse. RealtyTrac said this morning more homes went into foreclosure last month.