• Photo 1 of 4

    Lisa and Mark Gerber, military World borrowers, at home in Hinesville, Ga.

    - Mitchell Hartman

  • Photo 2 of 4

    A boarded up Columbus, Ga. title pawn store.

    - Mitchell Hartman

  • Photo 3 of 4

    The Fort Stewart 3rd Infantry base in Georgia.

    - Mitchell Hartman

  • Photo 4 of 4

    Titlebucks, a car title-pawn loan store, stands next to a used car lot advertising its sales to military members in Hinesville, Ga., near the Fort Stewart Army base. Title loans are technically banned by the Military Lending Act. But installment loans backed by a car title are permitted if they're paid back over six months or more.

    - Mitchell Hartman