Chairman of Federal Reserve Board Ben Bernanke speaks during a news conference September 13, 2012 in Washington, D.C. - 

This final note on the way out, a warning to Congress from the guy who invented the term "fiscal cliff."

Ben Bernanke gave a speech in New York today in which he said, among other things, that worries about said cliff are already starting to affect the economy and that -- perhaps more troubling -- the Fed can't really do all that much about it.

Get your act together, in other words.

Congress, by the way? Home for Thanksgiving.

Follow Kai Ryssdal at @kairyssdal