It's not just the president talking jobs. Our listeners are too, including DJ Wilson from Edmonds, Wash.

DJ Wilson: We just hired one person and we are making an offer to another next week, and I'd like to hire one more in July. But adding just one more person means big costs in terms of our infrastructure.

But what he's worried about? Covering retirement benefits.

Wilson: I run a company with a handful of employees and am trying to expand. I'm the guy that is generating the payroll that will be covering those very retirement benefits -- Medicare, anyone? Can't they -- retirees and, of course, bond-holding institutions -- can't they see that their success is tied to my success?

Mr. Wilson owns a PR firm. You a small business owner? Tell us how it's going.

Follow Kai Ryssdal at @kairyssdal